tag:blogger.com,1999:blog-8225450.post724744741942039665..comments2023-07-02T06:32:27.648-07:00Comments on The Dead Letters: Credit Checks. Not just for credit anymore.Unknownnoreply@blogger.comBlogger7125tag:blogger.com,1999:blog-8225450.post-23178671542686882222007-08-05T22:20:00.000-07:002007-08-05T22:20:00.000-07:00Everybody wouldn't like strange people to peddle h...Everybody wouldn't like strange people to peddle his or her papers. But if you are going to change a job or to make a major purchase you must be ready that your <A HREF="www.freecreditscoreonline.com" REL="nofollow">credit history</A> will be available for some people.Tom Mayerhttps://www.blogger.com/profile/13205373095110335729noreply@blogger.comtag:blogger.com,1999:blog-8225450.post-24567203066217600782007-02-07T14:20:00.000-07:002007-02-07T14:20:00.000-07:00This is also one of the things that most enrages m...This is also one of the things that most enrages me these days. People have no rights to privacy any more. Companies access all your info, and then even worse, sell them to other companies.<br /><br />And credit card companies are seriously the slimiest, most evil soul out there. There is legal indentured servitude these days, and it is entirely to credit card companies who purposely mislead people and encourage them to get into serious debt trouble.<br /><br />Grrrr!Suzannehttps://www.blogger.com/profile/16279999850117456433noreply@blogger.comtag:blogger.com,1999:blog-8225450.post-64081500258258874862007-02-06T12:46:00.000-07:002007-02-06T12:46:00.000-07:00And I really think that I could go off for days ab...And I really think that I could go off for days about it seeing as how I've gone off here twice already. :)knightjorgehttps://www.blogger.com/profile/08149485501277163419noreply@blogger.comtag:blogger.com,1999:blog-8225450.post-14627096888586079042007-02-06T12:45:00.000-07:002007-02-06T12:45:00.000-07:00Supersnark- That really sucks! I've never lost ou...Supersnark- That really sucks! I've never lost out on a job because of a credit check. As far as I know I've never had a credit check run for a job. If I heard about that I would tell them not to run the credit check and if they said we need to for this job I would ask them to provide proof of the necessity for knowing my credit history. I have not had a great credit history. The last six years or so have been pretty good but, like you, I had some financial problems when I was younger. Plus I've been through a divorce and those hurt your credit just on the principle of the deal I swear.<br /><br />I really just don't get the point of doing a credit check for just any old job. I really don't. I don't think it's right for an employer to want to delve into your history that much, it really shouldn't matter.knightjorgehttps://www.blogger.com/profile/08149485501277163419noreply@blogger.comtag:blogger.com,1999:blog-8225450.post-34205213731450676842007-02-06T11:21:00.000-07:002007-02-06T11:21:00.000-07:00And that, dear readers, is why I refuse to let the...And that, dear readers, is why I refuse to let them check my credit. If I'm good enough to get the job offer, I'm good enough period. They don't need credit information to decide.Serena Woodwardhttps://www.blogger.com/profile/11179752219711641865noreply@blogger.comtag:blogger.com,1999:blog-8225450.post-40251925191024159722007-02-05T19:54:00.000-07:002007-02-05T19:54:00.000-07:00"Forms like these are an end run around our civil ..."Forms like these are an end run around our civil liberties." Oooh, but this post hit a nerve. This is a pet peeve of mine, because I lost out on a fantastic job because of the credit mistakes my ex-husband and I made at the tender age of 19. And this was years (and really, lifetimes of maturity) later. For an ADMIN job. Was it handling money? No. Did it come with a credit card? No. So my question to them was what exactly does my credit history have to do with my ability to type 70 wpm, answer the phone, file, and show up on time every day? Their answer? "We believe it shows one's true character."<br /><br />And at that, I was so insulted I didn't want to work for those judgmental asshats anyway.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-8225450.post-38650921468774369062007-02-05T11:44:00.000-07:002007-02-05T11:44:00.000-07:00Good points all, but I do understand the backgroun...Good points all, but I do understand the background check policy for most companies. Most of the time they don't contact anyone regarding your past unless you are trying for a law enforcement position or something like that. They just get the police record type background info. In cases where they do contact people from your past they generally also dig into your finances to see how susceptible to bribery you may be.<br /><br />With the general background checks the companies need to make sure that you don't have theft charges and such because you are dealing with peoples personal and financial records and they don't want anyone that has been convicted of theft or identity fraud working with that kind of information. Same kind of thing goes for working a job where you'll be working with cash. I get those.<br /><br />I don't get the credit check. That kind of irritates me that any company would request that when they don't have valid reason to. Every time your credit is run it takes points off of your credit rating, regardless of the reason that it's run. The least amount of points I have taken off of my credit rating the better off I am.<br /><br />And as far as medical issues go it's none of their business unless it will directly affect the job. Even then I'm all for them asking if there are any medical issues that you feel they need to be aware of instead of getting access to your medical records. I have no problem with them knowing that I have asthma but I do have issues with them having unlimited access to everything I've had trouble with in my life. If they ask then I have a choice or whether to tell them anything and what to tell them. If they get your medical records then you don't have a choice about what they see, they just get the whole thing.knightjorgehttps://www.blogger.com/profile/08149485501277163419noreply@blogger.com